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welcome Are you a new user? REGISTER HERE username password Keep me signed in RETRIEVE PASSWORD	Checking For Skimmers: A Day-To-Day Security Task January 13, 2022 Costco discovered a credit card skimmer in a store in Canada after shoppers complained on Twitter and Reddit about fraudulent credit card charges. Credit card skimmers were later found at four Costco stores in Illinois. According to Bleeping Computer, Costco sent a notice to affected customers stating that unauthorized individuals may have stolen data from the magnetic stripe of their payment card, including their name, credit card number, expiration date, and CVV, if the criminals were able to remove the information before the device was discovered. If retailers want to protect their customers, they must prioritize payment authentication software for both in store and online transactions. Fortunately, physical data theft is typically isolated, as card skimming devices only pose a threat to those who use the compromised device. However, these devices can be used on any point-of-sale device, such as gas pumps and ATM machines. The data an identity thief can steal from a credit card's magnetic stripe depends on the card, and can include the credit card number, user's name, expiration date, billing address, and rewards account numbers. "Costco discloses card-skimmer incident. Contract lawyers and workplace surveillance. Cyprus fines Wispear for surveillance van case." thecyberwire.com (Nov. 15, 2021). Commentary Credit card skimmers are devices that read the magnetic stripe on a credit or debit card when the user slides it into a card reader. They store personal data, such as the card number, expiration data, and cardholder’s name, allowing identity thieves to recover this information later and use it for fraudulent transactions. Skimmers can be easy to place on devices because they often fit over the machine. Chip cards provide much greater protection against credit card skimming than magnetic stripes. Identity thieves can place a credit card skimmer on any card reader, including those in retail stores and restaurants, at ticket kiosks, and at parking meters. However, they most often target ATMs and gas stations. That is because it is more difficult for a thief to install a card skimmer on a point-of-sale system at a store. Inspect your points-of-sale. You can spot credit card skimmers by performing a visual and physical inspection. Check that the card reader and the panel underneath align. Because skimmers are often placed on top of the actual card reader, they may stick out at an odd angle or cover arrows on the underlying panel. Compare the card reader to others nearby to see if there are any differences. Check if the buttons on the ATM's keypad are too hard to push and avoid those that are. Chauncey Crail and Caroline Lupini “How To Spot A Credit Card Skimmer” www.forbes.com (Aug. 20, 2021); John Egan and Chris Kissell “What Is a Credit Card Skimmer? And How You Can Protect Yourself” money.usnews.com (Jan. 13, 2020). Finally, your opinion is important to us. Please complete the opinion survey: I found this article very helpful. I found this article helpful. I did not find this article helpful.	Why Your Access Control Policy May Be Your Most Important Cyber Policy The FBI says an employee of a tech firm is the perpetrator of its recent systems hack and ransom plot. Read how your system access controls can help prevent the inside cyber risk. read more Why A Balanced Approach Of Response And Preparation Is Needed For Data Security A recent study found that IT personnel recognize how proactive risk assessment steps can minimize damage from a systems breach. However, do they have the time? Learn more. read more Checking For Skimmers: A Day-To-Day Security Task Performing visual and physical security checks can help you spot credit card skimmers. Learn more about this identity theft risk. read more Online Account Takeover Fraud Spiking: Are Unique And Strong Passwords The Answer? Account takeover fraud is on the rise. Read ways to protect yourself from this form of identity theft. read more
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